Home Equity Line of Credit

Welcome to Home Equity Line of Credit Services (HELOCS). Our goal is to educate and assist you in all areas of home equity and loans. Wondering what a home equity line of credit is or how you can get one? We'll do our best to answer all of your questions and assist you in deciding what the best options are by presenting the most comprehensive benefits and information available online.

A home equity line of credit is a great way to use your home equity to finance things like home improvements, paying off debt, buying a second home, or purchasing a new car.

The way a home equity line of credit (HELOC) works is very similar to the way a credit card does, although it is different in the sense that your home equity is used as collateral. This allows you to receive a line of credit from which you can draw money.

Using your home equity line of credit to pay off a variety of expenses (debt, home improvements, etc.) is a much more sound and secure financial alternative than using credit cards.

Benefits of a Home Equity Line of Credit

• Provides lower interest rates than any credit card.
• Interest is tax-deductable.
• Flexibility in your payment options. Interest-only options allow you to pay only the interest for a pre-determined amount of time, or pay interest plus as much or as little principal as you want.
• No pre-payment penalties.
• No annual fees.
• You get much larger credit limits, as much as up to $500,000. This is a great option when you have to make a large purchase like creating an addition to your home.

If you would like to talk to a Home Loan Expert and learn more about home equity lines of credit, refinancing, applying for a mortgage or a home equity line of credit, simply fill out the form below for a free, no-obligation consultation.

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Loan Information

Loan Amount: -- select one below --100,000125,000140,000160,000180,000200,000220,000240,000260,000280,000300,000320,000340,000360,000380,000400,000420,000460,000480,000500,000550,000600,000650,000700,000750,000800,000850,000900,0001,000,0002,000,0003,000,0004,000,0005,000,000   Loan Purpose: -- select one below Home Refinance Debt Consolidation Cash-Out Refinance Home Equity Home Purchase Home Improvement Home Value: -- select one below --80,000100,000125,000140,000160,000180,000200,000220,000240,000260,000280,000300,000320,000340,000360,000380,000400,000420,000460,000480,000500,000550,000600,000650,000700,000750,000800,000850,000900,0001,000,0002,000,0003,000,0004,000,0005,000,000   Property Type: -- select one below -- Single Family Multi-Family Condominiums Mobile Home Credit Rating: -- select one below -- Excellent Moderate Poor   Interest Rate: -- select one below --3.0%3.5%4.0%4.5%5.0%5.5%6.0%6.5%7.0%7.5%8.0%8.5%9.0%9.5%10.0%10.5%11.0%11.5%12.0%Don't Know Best time to call: -- select one below -- Anytime Morning Afternoon Evening   Mortgage Balance: -- select one below --010,00020,00040,00060,00080,000100,000125,000140,000160,000180,000200,000220,000240,000260,000280,000300,000320,000340,000360,000380,000400,000420,000460,000480,000500,000550,000600,000650,000700,000750,000800,000850,000900,0001,000,0002,000,0003,000,0004,000,0005,000,000

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Home Equity Line of Credit