Home Equity Line of Credit

Home Equity Loans

A home equity loan is a fixed or adjustable rate loan obtained for a variety of purposes and is secured by the equity in your home. Interest paid is usually tax-deductible. Home equity loans are frequently used for home improvements or the freeing up of equity for other investments such as real estate.

They are recommended by many professionals as a replacement or substitute for consumer loans where the interest is not tax-deductible (auto loans, boat loans, credit card debt, medical debt, and education loans). Simply put, it's a loan that allows you to borrow against the equity in your home.

Home equity loans allow you to borrow money by pledging your house as collateral. If you want to borrow a relatively large amount of money or don’t have very good credit, a home equity loan can be a very practical option.

Home equity loans are attractive to borrowers for a few
main reasons:

• They usually have a lower interest rate.
• Payments on a home equity loan are usually tax-deductible.
• They are easier to qualify for if you have bad credit.
• You can borrow large amounts with this type of loan.

• Consolidate your high-interest debts.
• Put yourself or your kids through college.
• Remodel or add on to your home.
• Purchase the car or truck you've always wanted.

If you would like to talk to a Home Loan Expert and learn more about home equity lines of credit, refinancing, applying for a mortgage or a home equity line of credit, simply fill out the form below for a free, no-obligation consultation.

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Loan Information

Loan Amount: -- select one below --100,000125,000140,000160,000180,000200,000220,000240,000260,000280,000300,000320,000340,000360,000380,000400,000420,000460,000480,000500,000550,000600,000650,000700,000750,000800,000850,000900,0001,000,0002,000,0003,000,0004,000,0005,000,000   Loan Purpose: -- select one below Home Refinance Debt Consolidation Cash-Out Refinance Home Equity Home Purchase Home Improvement Home Value: -- select one below --80,000100,000125,000140,000160,000180,000200,000220,000240,000260,000280,000300,000320,000340,000360,000380,000400,000420,000460,000480,000500,000550,000600,000650,000700,000750,000800,000850,000900,0001,000,0002,000,0003,000,0004,000,0005,000,000   Property Type: -- select one below -- Single Family Multi-Family Condominiums Mobile Home Credit Rating: -- select one below -- Excellent Moderate Poor   Interest Rate: -- select one below --3.0%3.5%4.0%4.5%5.0%5.5%6.0%6.5%7.0%7.5%8.0%8.5%9.0%9.5%10.0%10.5%11.0%11.5%12.0%Don't Know Best time to call: -- select one below -- Anytime Morning Afternoon Evening   Mortgage Balance: -- select one below --010,00020,00040,00060,00080,000100,000125,000140,000160,000180,000200,000220,000240,000260,000280,000300,000320,000340,000360,000380,000400,000420,000460,000480,000500,000550,000600,000650,000700,000750,000800,000850,000900,0001,000,0002,000,0003,000,0004,000,0005,000,000

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Home Equity Loan