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Privacy Policies:
Effective 07/01/2006

Our Commitment To Privacy:
Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.

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The Information We Collect:

This notice applies to all information collected or submitted on this website. On some pages, you can order products, make requests, and register to receive materials. The types of personal information collected at these pages may be:

Name
Company Name (optional)
Postal Address
Billing Address
Shipping Address
Email address
Phone number
Fax number
Credit/Debit Card Information (only within a secured environment)
Checking Account Information (rather than Credit/Debit Card Information if you choose to pay by this means)
PayPal User ID (rather than Credit/Debit Card Information if you choose to pay by this means)

You may want to subscribe to our mailing list to keep up to date with news, specials, and get special  promotional options reserved only for those on our mailing list. In this circumstance, the types of personal information collected are:

Name
Company Name (optional)
Postal Address
Your Email address

You may want to purchase a product for some one else, or purchase a product and have it shipped to an address other than your billing address. In this circumstance, the types of personal information collected are:

Name
Company Name (optional)
Postal Address
Billing Address
Shipping Address
Email address
Phone number
Fax number
Credit/Debit Card Information (only within a secured environment)
Checking Account Information (rather than Credit/Debit Card Information if you choose to pay by this means)
PayPal User ID (rather than Credit/Debit Card Information if you choose to pay by this means)

On some pages, you can email a page to other people. In this circumstance, the types of personal information collected are:

From Email address
To  Email address
This information is not stored and is only used to generate the email. No trace of who the sender or receiver remains in any way on our system or log files.

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The Way We Use Information:

We use the information you provide about yourself when placing an order only to complete that order. We do not share this information with outside parties except to the extent necessary to complete that order.

We use the information you provide about someone else when placing an order only to ship the product and to confirm delivery. We do not share this information with outside parties except to the extent necessary to complete that order.

We offer gift-certificates by which you can personalize a product you order for another person. Information you provide to us to create a gift-certificates is only used for that purpose, and it is only disclosed to the person receiving the gift.

We use return email addresses to answer the email we receive. Such addresses are not used for any other purpose and are not shared with outside parties.

You can subscribe to our mailing list if you would like to receive updates on our new products and services by email. Information you submit on our website will not be used for this purpose unless you fill out the registration form. You can unsubscribe an any time by contacting us or clicking the "unsubscribe" link on the bottom of any informational mail we send to you.

We use non-identifying and aggregate information to better design our website and to share with advertisers. For example, we may tell an advertiser that X number of individuals visited a certain area on our website, or that Y number of men and Z number of women filled out our registration form, but we would not disclose anything that could be used to identify those individuals.

We also may use your IP address to identify you as a user so that we may track how you used our website. We only use this information to track a generic user to help us understand user patterns of shopping and how we can improve upon our user's shopping experience. If you place on order online, we track your IP address in order to protect again fraud. If you do not place an order, your IP address will be deleted from our tracking in less than 30 days. We share this information with no other parties unless we suspect a clear case of fraud or cyber crime. If we detect an instance of cyber crime, we will report all data immediately to the Federal Bureau of Investigation's Cyber Crime Division immediately.

Finally, we never use or share the personally identifiable information provided to us online in ways unrelated to the ones described above without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses.

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Our Commitment To Data Security:

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. Any sensitive information will be gathered through Secure Socket Layer 128 bit encryption to assure that your data is safe between your browser and our servers. If you opt to pay online by credit card, this transaction runs through yet another layer of encryption.

What's more, we further encrypt your credit card information temporarily -- in case there is a problem with your billing. This encrypted credit card information is retained for no more than 30 days on our system.

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How You Can Correct Your Information:

You can correct factual errors in your personally identifiable information by sending us a request that credibly shows error.

To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections.

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How To Contact Us:

Should you have other questions or concerns about these privacy policies, please contact us.


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Home Equity Line of Credit